Weekly Digest
Weekly Market Wrap: 22 Sep 2025
Nifty weekly snapshot — global cues, FII flows, sector movers, and what long-term SIP investors should (and shouldn't) do.
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MoneyBackTest Blog
Budget updates, RBI moves, tax changes, and practical investing tips for Indian savers — fresh analysis linked to our calculators and evergreen guides.
Educational content only:
Not SEBI-registered investment advice. Markets involve risk. Read our full disclaimer.
Market Updates
Nifty 50 Hits New High: Should You Invest Now?
When indices touch record highs, Indian investors face FOMO vs discipline. Here's a framework for SIP, lumpsum, and asset allocation.
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NPS Vatsalya for Children: Should You Open One?
NPS Vatsalya lets parents invest for minors — understand lock-in, equity allocation, tax benefits, and alternatives before opening.
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Gold Prices Surge: SGB vs ETF vs Physical — What to Do
Gold at record highs renews the SGB vs ETF vs jewellery debate for Indian investors — tax, liquidity, and allocation sizing.
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Dividend Season: Tax and Reinvestment Tips
Interim and final dividends from equities and mutual funds — TDS rules, slab taxation, and reinvest vs payout decisions.
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Direct Plan vs Regular: Still Worth Switching?
Expense ratio gap between direct and regular mutual funds remains — when switching makes sense, tax triggers, and how to execute.
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Rent vs Buy in 2025: Updated Math for Indian Cities
Higher home loan rates and elevated prices changed rent vs buy breakevens. Run the numbers for your city before committing a 20-year EMI.
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SIP vs RD in a Rising Rate Environment
When bank RD rates climb, should you pause equity SIP? Compare post-tax returns, goal timelines, and hybrid strategies.
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Credit Card Debt at 42%: How to Escape the Trap
Revolving credit card balances at 36–42% APR destroy wealth faster than equity builds it. A step-by-step escape plan for Indians.
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Best Index Funds for Long-Term SIP in 2025
How to pick Nifty 50, Next 50, or Nifty 500 index funds for passive SIP — tracking error, TER, and direct plan checklist.
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